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The market commentaries represent an assessment of the market environment at a specific point in time and are not intended to be a forecast of future events, or a guarantee of future results. The commentaries were not prepared for any particular investment objectives, financial situation or requirements of any specific investor and do not constitute a representation that any investment strategy is suitable or appropriate to an investor’s individual circumstances or otherwise constitute a personal recommendation. The commentaries are issued solely for informational purposes, do not constitute an advertisement and are not to be construed as a solicitation or an offer to buy or sell any securities or related investment products in any jurisdiction.

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